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For SaleSingle Family Home
$465K
1025 Morgan Circle NE, Palm Bay, FL 32905
Palm Bay Waterfront neighborhood
Subdivision: Pinewood Estates
4
Bedrooms
3
Bathrooms
2,365
Sq Ft
2015
Year Built
$197 /sqft

About This Property

Description from listing agent

Lakefront pool home in Pinewood Estates -- 4 bed, 3 bath, 2,338 sq ft on an oversized 9,148 sq ft lot. Built 2015 by Holiday Builders (Charleston Series) at 1025 Morgan Circle, Palm Bay. Soaring 11-ft ceilings, split floor plan, open-concept layout with elegant chandeliers throughout. Kitchen features granite countertops and stainless steel appliances. Screened saltwater pool with waterfall overlooks a peaceful lake -- true Florida living in your own backyard. New 2025 AC, new tile throughout main living areas, hurricane panels, 2-car garage. Move-in ready. Pinewood Estates offers easy access to top-rated schools, Space Coast employment, and major commuter routes.

Space Coast Context

🚀 Launch Viewing — Fair Views

37.2 mi from SLC-40

37.2 miles from SLC-40 — visible as a bright streak in good conditions.

Aerospace Commute Guide
L3Harris5 mi~11 min
Northrop7 mi~16 min
Blue Origin31.3 mi~1h 10m
SpaceX32.4 mi~1h 12m
Lockheed32.4 mi~1h 12m
Boeing/KSC34 mi~1h 16m
KSC34.5 mi~1h 17m

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Offer Intelligence

Price history and market context for this listing.

Price Reductions
No reductions
Listed price has not changed since hitting the market
How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.21 acres (9,148 sqft)
Full Baths
3
Total Rooms
6
Garage
2 car
HOA Fee
$175/mo
Pool
Yes
Days on Market
58
MLS Area
340 - NE Palm Bay

Community & HOA

HOA

  • Name: Pine Wood HOA
  • Fee: $175 / quarterly

Schools

Elementary

Rivieria

Middle School

Stone

High School

Palm Bay

Financial & Listing Details

Listed
May 19, 2026
Parcel #
28-37-29-02-00000.0-0041.00
$465K

Listing Agent (for property info)

J
Juan Rodriguez
EXP Realty, LLC
954-636-9337
Call Listing Agent

Estimated Monthly Payment

$3,240/mo
Principal & interest
$2,450
Property taxes
$465
Insurance & HOA
$325

Based on a 6.90% rate, 30-year loan, and $465K price — down payment shown: $93,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1077699

Interested in this property?

Equal Housing Opportunity

MLS# 1077699 · Listing Broker: EXP Realty, LLC · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.