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For SaleCondominium
$320K
540 S Brevard Avenue #412, Cocoa Beach, FL 32931
Cocoa Beach neighborhood
Subdivision: Harbor Isles Condo Ph IV
2
Bedrooms
2
Bathrooms
1,308
Sq Ft
1989
Year Built
$245 /sqft

About This Property

Description from listing agent

Maintenance Free Living! Direct Riverfront, Ground Floor, 2bedroom, 2 bath Condo. 1 Car Garage! Wood Floors throughout. Tile floors in the bathrooms. Large, updated eat in Kitchen with granite and stainless appliances. Cabinets and counters galore. The large pass thru opening leads to the Dining Room. The primary bedroom has ceiling fan and ensuite. The primary bathroom has a separate water closet and shower area. Then there is a separate area with double sink vanity for convenience. Secondary Bedroom with ceiling fan and large closet. Hall bath has tub/shower. Spacious Living Room with sliders to Screened porch overlooking the 1000 Islands on the Banana River. Harbor Isles is a resort style community. Located just two blocks to the beach. There are 3 pools, tennis and pickleball courts plus a clubhouse. AND its own riverfront boardwalk and boat/RV parking. Nearby public boat ramp at Ramp Road. Come, relax and make this your dream come true!

Space Coast Context

🚀 Launch Viewing — Great Views

17.7 mi from SLC-40

17.7 miles from SLC-40 — clear launch views from your yard or roof on most days.

Aerospace Commute Guide
Blue Origin12.2 mi~27 min
Northrop12.5 mi~28 min
SpaceX12.9 mi~29 min
Lockheed12.9 mi~29 min
L3Harris14.5 mi~32 min
Boeing/KSC14.7 mi~33 min
KSC15.5 mi~35 min

Estimates only — verify with Google Maps.

Flood Risk

Flood zone data not yet available for this listing. Check FEMA Flood Map

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 5/7/25
    Listed
    $320K
    $245/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 10 comparable sales in this area in the last 180 days.

Price vs. Comparable Sales
3.1% below market
Median comparable close price: $330,000
Typical Offer Discount
97.7% of list price
At that rate, a competitive offer ≈ $312,560
Price Reductions
No reductions
Listed price has not changed since hitting the market
See & adjust the 10 comparable sales used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.05 acres (2,178 sqft)
Full Baths
2
Garage
1 car
HOA Fee
$880/mo
Waterfront
Yes
Days on Market
480
MLS Area
272 - Cocoa Beach

Community & HOA

HOA

  • Name: Harbor Isles 1 condo assoc Prestig Prop Mgmt
  • Fee: $880 / monthly

Schools

Elementary

Roosevelt

Middle School

Cocoa Beach

High School

Cocoa Beach

Financial & Listing Details

Listed
May 7, 2025
Parcel #
25-37-15-00-00815.V-0000.00
$320K

Listing Agent (for property info)

N
Nick F Farinella Jr.
Coldwell Banker Realty
321-259-5280
Call Listing Agent

Estimated Monthly Payment

$3,035/mo
Principal & interest
$1,685
Property taxes
$320
Insurance & HOA
$1,030

Based on a 6.90% rate, 30-year loan, and $320K price — down payment shown: $63,980.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1045455

What's Nearby

schools
Freedom 7 Elementary School
0.2 mi away
shopping
Food & Beverage
0.6 mi away
fire stations
Cocoa Beach Fire Department Station 51
0.6 mi away
government
Cocoa Beach City Hall
0.7 mi away
restaurants
Wahoo Coffee
0.7 mi away
coffee shops
Wahoo Coffee
0.7 mi away
restaurants
Juice & Java
0.8 mi away
coffee shops
Juice & Java
0.8 mi away

Interested in this property?

Equal Housing Opportunity

MLS# 1045455 · Listing Broker: Coldwell Banker Realty · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.