About This Property
Description from listing agentSpectacular DIRECT BANANA RIVERFRONT CORNER UNIT offering breathtaking views and a peaceful waterfront lifestyle in the boutique 11-unit community of Garden Bay. Rare opportunity to own an end unit in this highly desirable Cocoa Beach complex—just a short stroll to the ocean, restaurants, and shopping. Nearly 2,600 sq ft of luxury living with 4 bedrooms, 3.5 baths, and a private 2-car garage. High 8.5' ceilings, crown molding, travertine and wood flooring (no carpet), and impact windows with plantation shutters throughout. The gourmet kitchen boasts granite countertops, custom cabinetry, tile backsplash, and newer stainless appliances overlooking the water. Spacious owner's suite features double walk-in closets, private balcony, and spa-inspired bath with jetted tub and marble shower. Each guest bedroom has its own ensuite bath for privacy and comfort.
Space Coast Context
🚀 Launch Viewing — Great Views
14.9 mi from SLC-40
14.9 miles from SLC-40 — clear launch views from your yard or roof on most days.
Estimates only — verify with Google Maps.
Flood Risk
Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.
Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer
Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.
Offer Intelligence
Price history and market context for this listing.
How we match comps
Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:
- ✓Same property type, always (single family, condo, townhouse, etc.)
- ✓Single-story homes compared only to single-story (and multi to multi)
- ✓Exact bedroom count
- ✓Bathrooms within ±0.5
- ✓Garage spaces within ±1
- ✓Pool status must match
- ✓Waterfront status must match
- ✓HOA must match (HOA community vs. no HOA)
- ✓Price within ±5–20% of list price (tightest in early tiers)
- ✓Square footage within ±10–25% (tighter in early tiers)
- ✓Year built always within ±5–20 years (never dropped)
We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.
Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.
Location
Get DirectionsAdditional Details
Community & HOA
HOA
- Name: Garden Bay Condominium
- Fee: $1,100 / monthly
Schools
Elementary
Cape View
Middle School
Cocoa Beach
High School
Cocoa Beach
Financial & Listing Details
Estimated Monthly Payment
- Principal & interest
- $3,794
- Property taxes
- $720
- Insurance & HOA
- $1,250
Based on a 6.90% rate, 30-year loan, and $720K price — down payment shown: $144,000.
This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.
