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For SaleSingle Family Home
$115K
195 Treasure Street #A4-203, Merritt Island, FL 32952
Merritt Island neighborhood
Subdivision: Merritt Island Co-Op Apts Inc
2
Bedrooms
1
Bathrooms
704
Sq Ft
1964
Year Built
$163 /sqft

About This Property

Description from listing agent

Bring Your Boat! A Secret Gem Only 4 Miles To The Beach In the heart of the Banana River, Cocoa Beach and Port Canaveral. Tucked away nicely in a peaceful area but with the amenities of the city and beaches within your reach. A truly maintenance free living in a beautifully kept community with full time maintenance on staff. A carrying charge covers the repair/replacement of co-op issued A/C unit & water heater, water/sewer, trash and property taxes. Endless windows for natural lighting and green space views. Newer baseboard and 6 panel doors. Large walk in closet. Deeded carport with room for a shed. Resort style pool is heated year round and maintained daily. Community gazebo, playground, barbecue, pickleball, basketball. 5 convenient laundries are secured and equipped with smart washer/ dryers. Boat parking is first come for a fee. Easy access to Orlando, SpaceX via 528 Beachline. Groceries, dining, shopping, fishing, bus line. Cash only. Owner occupants only, noccupants only, no

Space Coast Context

🚀 Launch Viewing — Great Views

15 mi from SLC-40

15 miles from SLC-40 — clear launch views from your yard or roof on most days.

Aerospace Commute Guide
SpaceX10.6 mi~24 min
Lockheed10.9 mi~24 min
Boeing/KSC11.1 mi~25 min
Blue Origin11.1 mi~25 min
KSC11.4 mi~25 min
Northrop16.2 mi~36 min
L3Harris18.1 mi~40 min

Estimates only — verify with Google Maps.

Flood Risk

Zone X (500-yr) — Moderate Risk

Moderate flood risk (0.2% annual chance). Flood insurance is optional but advisable.

Estimated flood insurance: $800 – $2,500 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Price History

Date
Event
Price
  • 9/4/26
    Listed
    $115K
    $163/sqft

Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.

Offer Intelligence

Based on 1 comparable sale in this area in the last 180 days.(limited data — interpret with caution)

Price vs. Comparable Sales
At market value
Median comparable close price: $115,000
Typical Offer Discount
96.6% of list price
At that rate, a competitive offer ≈ $111,134
Price Reductions
No reductions
Listed price has not changed since hitting the market
See & adjust the 1 comparable sale used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.05 acres (2,178 sqft)
Full Baths
1
HOA Fee
$547/mo
Days on Market
1
MLS Area
252 - N Banana River Dr.

Community & HOA

HOA

  • Name: Merritt Island Cooperative Housing Association
  • Fee: $547 / monthly

Schools

Elementary

Audubon

Middle School

Jefferson

High School

Merritt Island

Financial & Listing Details

Listed
Sep 4, 2026
Parcel #
24-37-31-00-00041.E-0000.00
$115K

Listing Agent (for property info)

P
Peggy Baker
Coastal Living Realty & Inv.
321-961-4062
Call Listing Agent

Estimated Monthly Payment

$1,418/mo
Principal & interest
$606
Property taxes
$115
Insurance & HOA
$697

Based on a 6.90% rate, 30-year loan, and $115K price — down payment shown: $23,000.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1086742

What's Nearby

restaurants
Bagel World and Deli
0.1 mi away
shopping
Banana River Market
0.1 mi away
grocery
Walmart Supercenter
0.1 mi away
fire stations
North Banana River Fire / Rescue Station 42
0.8 mi away
pharmacies
Walgreens
1.0 mi away
restaurants
Steak 'n Shake
1.1 mi away
grocery
ALDI
1.2 mi away
restaurants
Chick-fil-A
1.2 mi away

Interested in this property?

Equal Housing Opportunity

MLS# 1086742 · Listing Broker: Coastal Living Realty & Inv. · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.