About This Property
Description from listing agentExperience luxury waterfront living in the prestigious gated community of Tortoise Island in Satellite Beach, Florida. This custom riverfront estate offers spectacular panoramic Banana River views, 4 bedrooms plus a spacious office, a bonus room, 4.5 baths. This home comes fully suited with a wet bar, wine cellar, custom-designed pool, Bose sound system, a built-in TEC stainless steel gas grill on the patio, full-length upstairs balcony, and 2 large garages for 3 cars. Extensively updated for Four-Point and wind mitigation inspections, including hurricane-rated garage doors. Enjoy a River Deck on The Banana Rv!! Community features 24-hour guarded gate with roving security patrols. A spacious clubhouse, large party area, game room, multiple pickleball and tennis courts are a short walk away from this dream home! Just 5 minutes to the beach and 15 minutes from I-95.
Space Coast Context
🚀 Launch Viewing — Good Views
25.4 mi from SLC-40
25.4 miles from SLC-40 — visible on clear days, especially at night.
Estimates only — verify with Google Maps.
Flood Risk
Moderate flood risk (0.2% annual chance). Flood insurance is optional but advisable.
Estimated flood insurance: $800 – $2,500 / yr — varies by coverage, elevation & insurer
Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.
Price History
- 8/7/26Price change$2.1M -6.7%$441/sqft
- 6/27/26Price change$2.3M -4.3%$472/sqft
Tracked by MaxxCity from the date each listing first appeared in our system — earlier history isn't available from the MLS feed.
Offer Intelligence
Price history and market context for this listing.
How we match comps
Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:
- ✓Same property type, always (single family, condo, townhouse, etc.)
- ✓Single-story homes compared only to single-story (and multi to multi)
- ✓Exact bedroom count
- ✓Bathrooms within ±0.5
- ✓Garage spaces within ±1
- ✓Pool status must match
- ✓Waterfront status must match
- ✓HOA must match (HOA community vs. no HOA)
- ✓Price within ±5–20% of list price (tightest in early tiers)
- ✓Square footage within ±10–25% (tighter in early tiers)
- ✓Year built always within ±5–20 years (never dropped)
We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.
Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.
Location
Get DirectionsAdditional Details
Community & HOA
HOA
- Name: Tortoise Island Phase 2 Unit Pud 2
- Fee: $380 / monthly
Schools
Elementary
Sea Park
Middle School
DeLaura
High School
Satellite
Financial & Listing Details
Estimated Monthly Payment
- Principal & interest
- $11,064
- Property taxes
- $2,100
- Insurance & HOA
- $530
Based on a 6.90% rate, 30-year loan, and $2.1M price — down payment shown: $420,000.
This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.
