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For SaleCondominium
$149K
441 N Harbor City Boulevard #A11, Melbourne, FL 32935
Croton Road Area neighborhood
Subdivision: River Bluff Condo Ph II
2
Bedrooms
3
Bathrooms
1,184
Sq Ft
1986
Year Built
$126 /sqft

About This Property

Description from listing agent

This second-floor unit features numerous upgrades. The main level includes an open-concept living and dining area, a half bath, and a pass-through kitchen appointed with new cabinetry and granite countertops. The upper-level features two spacious bedrooms, each with its own ensuite bathroom. Recent improvements include all-new flooring and fresh interior paint, while the air conditioning system is just three years old. Residents of River Bluff will appreciate amenities such as a riverfront pool and convenient proximity to the Eau Gallie Arts District, which provides access to restaurants, retail shops, a library, and parks. The monthly HOA fee encompasses exterior insurance, cable, internet, water, sewer, trash removal, use of the pool, building maintenance, and roof replacement. This residence presents an excellent opportunity for comfortable living.

Space Coast Context

🚀 Launch Viewing — Good Views

30.9 mi from SLC-40

30.9 miles from SLC-40 — visible on clear days, especially at night.

Aerospace Commute Guide
Northrop0.8 mi~2 min
L3Harris1.4 mi~3 min
Blue Origin25 mi~56 min
SpaceX26.1 mi~58 min
Lockheed26.1 mi~58 min
Boeing/KSC27.9 mi~1h 2m
KSC28.4 mi~1h 3m

Estimates only — verify with Google Maps.

Flood Risk

Zone X — Minimal Risk

Outside the Special Flood Hazard Area. Flood insurance is optional but recommended.

Estimated flood insurance: $500 – $1,200 / yr — varies by coverage, elevation & insurer

Source: FEMA National Flood Hazard Layer. Insurance estimates are ranges only — get a quote for accurate pricing.

Offer Intelligence

Based on 1 comparable sale in this area in the last 180 days.(limited data — interpret with caution)

Price vs. Comparable Sales
24.2% above median
Median comparable close: $120,000 — premium may reflect unique features not captured in automated comps
Typical Offer Discount
86.3% of list price
At that rate, a competitive offer ≈ $128,633
Price Reductions
No reductions
Listed price has not changed since hitting the market
See & adjust the 1 comparable sale used

Uncheck any home you don't consider comparable — the median updates instantly.

The median is weighted: nearer sales count more than distant ones, and comps marked recent (sold in the last 90 days) count 2×. Comps farther than 3 miles are flagged — a longer distance usually means few nearby sales were available.

How we match comps

Comps are pulled directly from the Space Coast MLS — sold sales only, closed within the last 180 days. We apply hyper-local matching criteria in this order:

  • Same property type, always (single family, condo, townhouse, etc.)
  • Single-story homes compared only to single-story (and multi to multi)
  • Exact bedroom count
  • Bathrooms within ±0.5
  • Garage spaces within ±1
  • Pool status must match
  • Waterfront status must match
  • HOA must match (HOA community vs. no HOA)
  • Price within ±5–20% of list price (tightest in early tiers)
  • Square footage within ±10–25% (tighter in early tiers)
  • Year built always within ±5–20 years (never dropped)

We search in tiers, expanding the radius only as needed — starting in the same subdivision within 1 mile, then 2 miles, then the same neighborhood within 3 miles, and the same zip code within 5 miles as a last resort. For luxury homes ($5M+), where nearby comps are scarce, we widen the search to 5–20 miles. Year built is always required so comps are from the same era of construction. The median is weighted toward nearer sales, and sales within the last 90 days count 2× to reflect current market conditions.

Median estimate is based on similar active listings and homes that have sold within the last 180 days in this area, as reported through Brevard MLS. This is not an appraisal or a Comparative Market Analysis (CMA). Before making an offer, work with a licensed real estate agent to obtain a CMA, or hire a certified real estate appraiser for an independent valuation.

Additional Details

Lot Size
0.05 acres (2,178 sqft)
Full Baths
2
Half Baths
1
Stories
3
HOA Fee
$853.95/mo
Days on Market
155
MLS Area
323 - Eau Gallie

Community & HOA

HOA

  • Name: River Bluff Condominium Association
  • Fee: $853.95 / monthly

Schools

Elementary

Harbor City

Middle School

Hoover

High School

Melbourne

Financial & Listing Details

Listed
Feb 13, 2026
Parcel #
27-37-21-00-00788.J-0000.00
$149K

Listing Agent (for property info)

C
Cathy DiPalma
Coldwell Banker Realty
321-704-3382
Call Listing Agent

Estimated Monthly Payment

$1,938/mo
Principal & interest
$785
Property taxes
$149
Insurance & HOA
$1,004

Based on a 6.90% rate, 30-year loan, and $149K price — down payment shown: $29,800.

This is a quick estimate only — it does not include items like mortgage insurance, closing costs, or rate-lock terms. For an accurate payment based on your credit and finances, get pre-qualified with a certified bank or licensed mortgage brokerage.

MLS# 1069291

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Equal Housing Opportunity

MLS# 1069291 · Listing Broker: Coldwell Banker Realty · IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Listing information provided by Space Coast Association of REALTORS® and the Space Coast MLS. © 2026 Space Coast Association of REALTORS®. All rights reserved. · MaxxCity Realty LLC · Licensed in Florida.